Secure Your Property With a Credit Union Loan

Welcome to MOPAC Employees Federal Credit Union, your Union Pacific Railroad Full Service Federal Credit Union. Our commitment to our members extends beyond just financing, we provide exceptional financial services to help meet your financial goals.

Auto Special

September 5th – 29th

  • See the Fall Sights in a New Ride
    Motorcycle, 4 Wheeler/UTV, Boat, Travel Trailer, Farm Equipment
    Anything with a Title (even Clear Titles)
  • NO ADDITIONAL DOWN PAYMENT
    Up to 90 days before your first payment.
  • NEW
    From 4.99% up to 11.99%
    USED
    From 5.99% up to 12.99%
    Pick your term up to 84 months.

  • We will match Dealer & other Financial Institutions (not below 1.90%)
    New Purchase or refinancing of loans from other financial institutions. Approval based on credit worthiness. All rates based on Annual Percentage Rate. No refinancing of existing MOPAC loans.

September

Signature Special

September 5th – 29th

  • Celebrate Fall Texas Style!
    Texas State Fair, Road Trips, or Ball Games
  • Pick your term up to 24 months.
    Up to 60 days before your first payment.
  • From $500 up to $2,500
    6.75% - 11.75%
    (Minimum payment $50.00 a month.)

  • Approval based on credit worthiness.
    All rates based on Annual Percentage Rate.
    No refinancing of existing MOPAC loans.

September

Certificate Savings Special

September 5th – 29th

  • We Value your Membership and Loyalty
    Save More and Do More with a Great Term Share Certificate (CD) Rate
  • 5.00% APY*
    7 months*

  • *Only accepting funds not currently in MOPAC account.
    $50,000 Minimum Deposit.

September

Loan Rates

Explore our current loan rates listed below, and remember, these rates are subject to change. We encourage you to get in touch with us for the most current rates. Ask your sales person if you qualify for a Credit Union Member Discount.
Regular MC $500.00 $4,999.00 13.90%
Gold MC $5,000.00 $10,000.00 13.90%
Shared Secured $500.00 Shares Available 8.90%

Lost or stolen MasterCard? Call (833) 541-0763
Lost or stolen MasterCard Debit Card? Call (833) 917-2187
New 48 Months 4.05%
New 60 Months 4.50%
New 72 Months 5.05%
New 84 Months 7.50%
Used 2014-older 48 Months 6.25%
Used 2015-2019 54 Months 5.75%
Used 2020-2022 60 Months 5.25%
Used 2020-2022 72 Months 7.25%
Used 2020-2022 84 Months 8.25%
We will match DEALER RATE as low as 1.90%
New (Up to 90% of Purchase Price) 60 Months 4.95%
Used (Up to 90% of appraised Value) up to 36 Months 5.5%
New 60 Months 5.25%
Used 48 Months 7.25%
New 60 Months 4.95%
Used 48 Months 5.50%
New 48 Months 4.95%
Used 24 Months 5.50%
New 60 Months 5.25%
Used 48 Months 7.25%
New 60 Months 4.95%
Used 48 Months 5.50%
Signature(LOC) 48 Months 12.00%
Share Secured 60 Months 8.00%
Land Up to $100,000 25 Years 8.25%