Secure Your Property With a Credit Union Loan

Welcome to MOPAC Employees Federal Credit Union, your Union Pacific Railroad Full Service Federal Credit Union. Our commitment to our members extends beyond just financing, we provide exceptional financial services to help meet your financial goals.

Auto Special

  • Mery Christmas
  • Check back in January for our next Auto Special
  • ANYTHING WITH A TITLE: CARS/TRUCKS/MOTORCYCLE/UTV/4 WHEELER
  • BOATS/TRAVEL TRAILERS/FARM EQUIPMENT

  • Rate and Term based on credit.
    Approval based on credit worthiness.
    All rates based on Annual Percentage Rate.
    No refinancing of existing MOPAC loans.

DECEMBER

Signature Special

  • END OF YEAR SIGNATURE SPECIAL DECEMBER 2 - 30
  • $500 - $3,500
  • 5.99% - 12.99%
  • UP TO 60 DAYS TO FIRST PAYMENT

  • Approval based on credit worthiness.
    All rates based on Annual Percentage Rate.
    No refinancing of existing MOPAC loans.

DECEMBER

Invest in yourself with a Term Share Certificate

  • 7 MONTH SPECIAL
  • 3.30% APY - $50,000 MINIMUM DEPOSIT

  • 12 MONTH SPECIAL
  • 3.20% APY - $25,000 MINIMUM DEPOSIT
  • 2.79% APY - $1,000 TO $24,999 DEPOSIT

Loan Rates

Explore our current loan rates listed below, and remember, these rates are subject to change. We encourage you to get in touch with us for the most current rates. Ask your sales person if you qualify for a Credit Union Member Discount.
Regular MC $500.00 $4,999.00 13.90%
Gold MC $5,000.00 $10,000.00 13.90%
Shared Secured $500.00 Shares Available 8.90%

Lost or stolen MasterCard? Call (833) 541-0763
Lost or stolen MasterCard Debit Card? Call (833) 917-2187
New 48 Months 5.50%
New 60 Months 6.50%
New 72 Months (over 25K) 7.50%
New 84 Months (over 35K) 8.50%
Used (up to 10 years old) 48 Months 6.50%
Used (up to 10 years old) 60 Months 7.50%
Used (up to 10 years old) 72 Months (over 25K) 8.50%
Used (up to 10 years old) 84 Months (over 35K) 9.50%
Used (10 - 20 years old) 54 Months 8.50%
Used (over 20 years old) 48 Months 9.50%
We will match DEALER RATE as low as 1.90%
New 60 Months 8.50%
Used (Up to 10 years old) 54 Months 9.50%
Used (over 10 years old) 48 Months 10.50%
New 60 Months 7.50%
Used (up to 10 years old) 54 Months 8.50%
Used (over 10 years old) 48 Months 9.50%
Signature(LOC) Up to 48 Months 12.00%
Share Secured 60 Months 8.00%
Land Up to $100,000 25 Years 8.25%