Secure Your Property With a Credit Union Loan

Welcome to MOPAC Employees Federal Credit Union, your Union Pacific Railroad Full Service Federal Credit Union. Our commitment to our members extends beyond just financing, we provide exceptional financial services to help meet your financial goals.

Auto Special

  • RING IN 2025 with GREAT Auto Rates
  • UP TO 90 DAYS BEFORE FIRST PAYMENT
  • NEW - 3.25% - 12.25%
  • USED - 4.25% - 13.25%
  • ANYTHING WITH A TITLE, INCLUDING FARM EQUIPMENT (EVEN REFINANCING FROM OTHER INSTITUTIONS)

  • Approval based on credit worthiness.
    All rates based on Annual Percentage Rate.
    No refinancing of existing MOPAC loans.

JANUARY

Signature Special

  • GET IN FINANCIAL SHAPE FOR THE NEW YEAR WITH A SIGNATURE LOAN
  • $500 - $3,500 NO PAYMENT FOR 60 DAYS
  • 6.25% - 13.25%

  • Approval based on credit worthiness.
    All rates based on Annual Percentage Rate.
    No refinancing of existing MOPAC loans.

JANUARY

Invest in yourself with a Term Share Certificate

  • CALL FOR RATES ON OUR CERTIFICATES

Loan Rates

Explore our current loan rates listed below, and remember, these rates are subject to change. We encourage you to get in touch with us for the most current rates. Ask your sales person if you qualify for a Credit Union Member Discount.
Regular MC $500.00 $4,999.00 13.90%
Gold MC $5,000.00 $10,000.00 13.90%
Shared Secured $500.00 Shares Available 8.90%

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Lost or stolen MasterCard Debit Card? Call (833) 917-2187
New 48 Months 5.50%
New 60 Months 6.50%
New 72 Months (over 25K) 7.50%
New 84 Months (over 35K) 8.50%
Used (up to 10 years old) 48 Months 6.50%
Used (up to 10 years old) 60 Months 7.50%
Used (up to 10 years old) 72 Months (over 25K) 8.50%
Used (up to 10 years old) 84 Months (over 35K) 9.50%
Used (10 - 20 years old) 54 Months 8.50%
Used (over 20 years old) 48 Months 9.50%
We will match DEALER RATE as low as 1.90%
New 60 Months 8.50%
Used (Up to 10 years old) 54 Months 9.50%
Used (over 10 years old) 48 Months 10.50%
New 60 Months 7.50%
Used (up to 10 years old) 54 Months 8.50%
Used (over 10 years old) 48 Months 9.50%
Signature(LOC) Up to 48 Months 12.00%
Share Secured 60 Months 8.00%
Land Up to $100,000 25 Years 8.25%